Monevia Privacy Policy

Monevia ("Monevia", "the app", "we", "us") is developed by Yabato Co. This Privacy Policy explains how Monevia handles information when you use the app.

1. Information Stored by the App

Monevia is designed to work locally on your device. We do not operate a server, account system, or backend database for storing user finance data.

The app may store the following information locally on your device:

• Your selected language and currency preferences
• Your monthly salary and payday
• Income records you add, such as extra income, allowance, freelance work, or bonuses
• Expense records you add, such as food, groceries, transport, subscriptions, or other spending categories
• Debt records you add, such as credit cards, loans, or installment payments
• Optional descriptions, amounts, and duration settings for income, expenses, or debts
• Calculated budget summaries, remaining money, safe daily spending limit, and simple statistics based on your entries

2. How This Information Is Used

The information stored in the app is used only to provide app features, such as:

• Calculating how much money you have left this month
• Showing your safe daily spending limit
• Displaying days until your next payday
• Organizing income, expenses, and debt payments
• Showing simple charts, summaries, and financial insights
• Personalizing the app experience based on your language and currency choices

3. Local Data Storage

Your data is stored locally on your device. Monevia does not send your salary, expenses, debts, descriptions, currency preferences, or budget data to our servers.

If you delete the app or clear app data from your device settings, locally stored data may be deleted.

4. Financial Information

Monevia is a personal budgeting and money clarity tool. The app provides calculations based on the information you enter, but it does not provide financial, investment, tax, legal, banking, credit, or debt advice.

Any summaries, projections, limits, or insights shown in the app are for general personal organization only and should not be treated as professional financial advice.

5. Notifications

Monevia may use local notifications in the future if reminder features are enabled. Notifications, if used, are scheduled on your device and are only used for app-related reminders.

6. Third-Party Services

Monevia does not currently use third-party analytics, advertising SDKs, or external tracking services.

If future versions add third-party services, this Privacy Policy will be updated to explain what is used and why.

7. Children’s Privacy

Monevia is not intended for children under the age of 13. We do not knowingly collect personal information from children.

8. Data Sharing

We do not sell, rent, or share your personal data with third parties.

9. Your Choices

You can:

• Edit or delete income, expense, and debt records inside the app
• Change language and currency preferences
• Update your salary and payday
• Clear app data from your device settings
• Delete the app from your device

10. Contact

If you have questions about this Privacy Policy, you can contact us at: yabato.co@gmail.com

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by updating the effective date above.

By using Monevia, you agree to this Privacy Policy.